You have worked at your job for years- given it your blood, sweat and tears. Until one day, while doing the thing you love, you are injured. Now, the job that you have loved and sacrificed for, you can no longer do. And it is breaking your heart, each day you have to sit on the sidelines. You can also no longer provide for your family.
As a worker, you have rights. You should tell your employer within 15 days of your injury or accident. You may have up to 60 days if you are perhaps in the hospital and your injury prevents you from doing it. You should receive workers' compensation from your employer. This is a type of insurance that protects you and your employer. It pays for your medical care, any loss of income you may have and there are benefits for survivors of people who are killed on the job. The law also says that you cannot sue your employer for negligence. Some jobs are just more dangerous than others, as we noted in our March 28 blog.
You Have Rights
What should you do if you file a claim that is denied? First, you have to find out why. There could be a number of reasons, including:
- You did not receive medical treatment
- You did not file the claim in time
- Your employer doesn't believe your injury happened at work, and many more.
If you would like to, you can appeal the decision. But, you have to do it fast, because you only have a short time to get it done. Next, you may go before a judge, for them to hear your case. It will be an opportunity for you to present evidence in your case, such as medical records.
If you are injured while doing a job you love, know your rights. Don't forget, the most important things are your health, well-being, and insuring that you are able to one day do that job again and once again, provide for your family.