Many residents of New Mexico are familiar with the phrase "personal injury," but few are aware of the complexities that can surround such incidents. An injury on the job may not seem likely until it has happened in the blink of an eye. While most New Mexico employers are required by law to provide workers' compensation insurance coverage to employees, the details of these regulations can quickly overwhelm those who are already struggling after an accident.
Knowing the laws that surround workers' compensation may not always prevent an accident, but awareness can prove beneficial when navigating the system. New Mexico's Workers' Compensation Administration states that safety is a top priority, regardless of the work environment -- and that preventing workplace accidents can help more than the parties involved in a claim. Avoiding dangerous situations can result in cheaper insurance costs and a safer environment altogether. With this said, the WCA notes that the state's workers' compensation law requires a large number of employers to undergo annual safety inspections. Employers who refuse to provide proper safety equipment for all workers could face penalties, depending on the situation.
The type of hazard could determine an employee's decision to avoid the workplace altogether. The Occupational Health and Safety Administration outlines workers' rights when it comes to refusing work, stressing the importance of notifying employers of dangers. Furthermore, employees may file a complaint with OSHA regarding the concern. OSHA also points out that, even when a proper inspection has yet to take place, employees may have the legal right to refuse to work onsite where hazards are present. There are other factors involved in the refusal to work due to dangers, and OSHA directs employees to a checklist for assistance. An industry does not have to seem risky to present dangers, making it crucial for employees in any field to understand state laws.