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What type of benefits are paid by workers' compensation?

If you work in New Mexico, you should make it a priority to learn about your rights as an employee. There are many laws and programs in place designed to ensure that you are treated fairly while at work. In addition, there are programs available to help you should you ever get hurt on the job or develop a work-related illness. For these situations, the workers' compensation program offers a range of benefits.

As explained by the State of New Mexico Workers' Compensation Administration, one of the types of benefits available to injured or ill employees is called the indemnity benefit. This basically means financial compensation for their injury or illness if they are unable to continue to work. The amount of money a person might receive and the length of time for which benefits may be payable depend in part on the nature of the employee's disability.

Disabilities are first identified as either temporary or permanent. From there, they are further broken out as either partial disabilities or total disabilities, resulting in four distinct types of disabilities. Each one of these has its own benefits structure. Proper documentation of incidents, medical treatment and improvements can be very important in determining how a person's disability is defined for the purposes of identifying the appropriate benefits.

This information is not intended to provide legal advice but is instead meant to give people who work in New Mexico an overview of the types of benefits that they may be eligible for if they are ever injured at work or become ill due to work-related factors.

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